BT FINANCIAL GROUP

BT Financial Group (BT) has been a wealth management provider for Australians since 1969, with core services in investment, superannuation and retirement income products and insurance options. BT provides a diverse range of investment choices, including funds managed by BT’s own team and through alliances with global investment managers. As at September 2007, BT managed and administered over $85 billion in funds. The company operates throughout Australia and New Zealand.

BT has received numerous awards and industry recognition for their fund performance, product range and customer service including the following accolades in Money Magazine’s Best of the Best Awards for 2008:

Gold Winner - Best Cash Management Trust – BT Premium Cash Fund (3rd consecutive year)
Gold Winner - Best Australian Share Funds – BT Australian Share Fund (2nd consecutive year)
Silver Winner - Best Smaller Companies Funds

Corporate Authorised Representative AR No 336649 | Financial Services Guide

BASICS	MORE
Types of investments	Managed Funds	Managed Accounts
Risk profiles	Superannuation	Wrap Accounts
Asset classes	Self Managed Super Funds
Diversification	Account based pension
"Timing the market"	Margin lending
Dollar cost averaging	Financial advice
Reinvesting income	Insurance
Understanding fees

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BT FINANCIAL GROUP

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